วันพุธที่ 21 ธันวาคม พ.ศ. 2554

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1.    Before the problems currently facing the economy really started to surface, it is generally easier for people to get credit approval. Many of my friends in college have been approved for credit cards with a $ 3,000 credit history first. People could get mortgages on houses large, with little or no cash down.Things have changed.

Since the recession, not only have more stringent requirements of credit for borrowers, millions of people have taken the damage to their credit ratings.
 Foreclosures and bankruptcies are particularly bad on your credit report. But even just missing payments and defaulting on small loans lowered the credit ratings of many people.

As a financial advisor, I can honestly say that 95% of people I work with to borrow money without credit check.
 I always wondered if there are to lenders that can do well. Many people are ashamed to even look at their reports. They know they have made mistakes and got in over his head.

This is particularly common in cases where people have received too much credit.
 They could not afford to pay their debts, even if the economy was in good shape. There was a lot of irresponsible lending. Lenders as many would look the other way as a credit problem, much as they could.

What do people do?
 With a damaged credit score, many people turn to payday loans no credit check.They can provide fast cash for people who only need a small amount of money for 2-4 weeks. The limit of payday loans is set at $ 1500 dollars. Most people who ask a company will need to build a story before getting anything over $ 1000. You can get these loans without credit check.

Cash advance companies do not care about your credit score.
 This is because the loan is short term and based on their employees and pay wages. To qualify, you must earn at least $ 1000 per month. It is easy to qualify. But it is worth?

Be aware of payday loan interest rates and fees tend to be very high.
 Any loan that requires no credit check and collateral is considered an unsecured loan. Unsecured loans always come with higher interest rates. If you do not mind paying more, your best bet.

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